Last Updated: September 7, 2026
This Privacy Policy explains how Money Wise handles information when you use our personal finance, expense tracking, and budgeting application.
We respect your privacy and are committed to keeping your personal and financial information secure.
1. Information You Enter in the App
The app allows you to manually enter and manage information such as:
Name and profile information
Account names
Income transactions
Expense transactions
Transaction categories
Budget amounts
Category budgets
Recurring transactions
Bills and subscriptions
Financial notes or transaction details
App preferences and settings
This information is used only to provide the financial management features of the app.
2. Local Data Storage
Money Wise stores your financial data locally on your device.
Your transactions, income, expenses, budgets, accounts, categories, and related financial information are stored on your device and are not automatically uploaded to our servers.
We do not operate a server for storing your personal financial records unless specifically stated in a future version of the app.
3. Financial Information
The app is designed to help you:
Track income
Track expenses
Manage monthly budgets
Set category spending limits
View spending patterns
Calculate savings
Manage recurring transactions
View financial insights
The app does not connect directly to your bank account and does not perform banking transactions.
We do not collect:
Bank passwords
ATM PINs
UPI PINs
Credit card passwords
Internet banking credentials
Any account names or financial values entered in the app are used only for personal tracking purposes.
4. Profile Information
You may optionally provide information such as your:
Name
Profile picture
This information is used to personalize your experience and may be stored locally on your device.
5. Notifications
The app may use notifications to provide reminders related to:
Budgets
Recurring transactions
Bills
Payment reminders
Spending alerts
You can disable notifications at any time through your device settings or the app’s notification settings.
6. Permissions
The app may request device permissions only when required for a specific feature.
For example, permission may be requested if you choose to select a profile image from your device.
Permissions are not used to access unrelated information.
7. How We Use Your Information
Information entered into the app is used to:
Calculate your total balance
Calculate income and expenses
Calculate savings
Track monthly spending
Manage budgets
Generate spending insights
Manage accounts and categories
Manage recurring transactions
Provide reminders and notifications
We do not use your financial information for advertising, profiling, or selling personal data.
8. Sharing of Information
We do not sell, rent, or trade your personal or financial information.
Because your financial information is stored locally on your device, it is not shared with third parties by us.
9. Data Security
Since financial information is stored locally on your device, the security of that information also depends on the security of your device.
We recommend using:
Device screen lock
PIN
Password
Fingerprint
Face authentication
where available.
10. Data Retention
Your financial information remains on your device until you:
Delete the information from the app,
Clear the application’s data, or
Uninstall the application.
Uninstalling the app or clearing application storage may permanently delete locally stored data.
11. Data Deletion
Because your financial information is stored locally, you can remove it by deleting records within the app where supported.
You may also delete all locally stored application data through your device settings or by uninstalling the application.
12. Internet Connection
Core financial tracking features may work without requiring an online account because financial records are stored locally.
Certain optional features may require an internet connection if introduced in future versions.
13. Third-Party Services
The core financial information entered by users is not intentionally shared with third-party services.
If future versions of the app introduce third-party services, analytics, advertising, crash reporting, or cloud functionality, this Privacy Policy may be updated accordingly.
14. Children's Privacy
Money Wise is a personal finance management application and is not specifically designed for children under the age of 13.
We do not knowingly collect personal information from children.
15. Changes to This Privacy Policy
We may update this Privacy Policy when features, technologies, or legal requirements change.
Any changes will be reflected by updating the Last Updated date on this page.
We encourage users to review this Privacy Policy periodically.
16. Contact Us
If you have any questions regarding this Privacy Policy, please contact us:
App Name: Money Wise
Developer: DioneApps
Email: info@dioneapps.com